The Association of British Insurers is expecting total payouts for UK storms Ciara and Dennis to exceed £360 million.
The ABI says insurers made initial emergency payments of over £7.7 million to help flooded homeowners and businesses in the immediate aftermath of the flooding and wind damage.
With repairs to many properties now under way, insurers have also arranged and paid for emergency temporary alternative accommodation for families whose homes are uninhabitable.
Of the 82,000 total claims, ABI says 64,300 were for damaged homes and possessions, 10,600 were for businesses and stock, and 7,100 were related to damaged vehicles.
“Insurers’ first priority when bad weather strikes is always to help customers recover from the traumatic experience as quickly as possible,” said Mark Shepherd, ABI’s Assistant Director, Head of General Insurance Policy.
“With some properties still under water, making emergency payments and arranging emergency alternative temporary accommodation or trading premises is very much a live issue.
“When the flood waters recede, the hard work begins. Insurers and loss adjusters will continue working around the clock to ensure homes and businesses are fully dried out, so that repairs can start as soon as possible, and people can get their lives back together.”