Specialist insurer Beazley has found that businesses worldwide are navigating a more interconnected risk environment in 2026, with technology and geopolitical pressures emerging as the joint leading concerns.
In its latest Risk & Resilience survey, Beazley reports that organisations are responding by embedding insurance and structured risk management more deeply into their long-term strategies.
The survey, conducted in January 2026, gathered responses from 3,500 business leaders across the UK, US, Canada, Singapore, Germany, France and Spain. Beazley highlights strong intent among respondents to reinforce resilience through insurance and risk management.
Specifically, 31% plan to invest in risk management and loss prevention initiatives, 29% intend to explore insurance that includes risk and crisis management, 24% are considering alternative risk transfer vehicles, and 23% are exploring parametric insurance for event-based triggers delivering fixed payouts. Overall, 94% of global businesses say they plan to strengthen resilience through insurance and risk management in 2026.
Beazley’s 2026 data also shows that technology risk and geopolitical and economic risk each account for 25% of overall concern among surveyed business leaders. Climate and environmental risks represent 20%, while boardroom-related exposures also stand at 20%, reflecting what Beazley describes as risk convergence.
Paul Bantick, Chief Underwriting Officer at Beazley, commented: “Our latest Risk & Resilience survey reveals that organisations are entering an era of converging risk, where digital, transitional, and geopolitical disruption are creating simultaneous pressures across every part of the business.
“Those best positioned to thrive will be the ones that grasp how interconnected risks amplify one another and turn resilience into a strategic advantage. As disruption becomes routine, companies are looking to specialty insurance not only for protection but as a core pillar of long term growth in an increasingly volatile world.”
