American Integrity Insurance Group, Inc., a regional property insurance provider in the Southeast of the US, has expanded its operations into North Carolina, offering homeowners insurance product to the state’s residents.
This move represents a strategic extension of the insurer’s footprint beyond Florida, Georgia, and South Carolina.
This regional expansion executes the management’s strategy to build a Southeast regional insurer that leverages proven systems, experienced leadership, and scalable infrastructure to support sustainable, long-term growth.
The expansion is a deliberate approach to achieve geographic diversification following the firm’s successful transition to a public company.
According to American Integrity, its homeowners insurance product in North Carolina has been designed specifically for the state’s risk profile and supported by a robust reinsurance program and a capital structure built to perform across market cycles.
Additionally, management believes this disciplined approach supports long-term shareholder value as the company expands across the Southeast.
Jon Ritchie, President, American Integrity, commented, “Expanding into North Carolina represents an important next step in American Integrity’s evolution as a leading Southeast regional insurance company. North Carolina offers a well-aligned combination of regulatory stability, established risk characteristics, and strong independent agency distribution that fits our underwriting philosophy.”
Bob Ritchie, Founder and Chief Executive Officer, American Integrity, added, “This expansion reflects disciplined execution rather than rapid expansion. Since our founding, we have grown by entering markets where we believe we can operate with consistency and excellence. North Carolina meets that standard, and we look forward to building long-term partnerships with agents and delivering reliable, responsive protection to homeowners across the state.”
