AXA XL, the property, casualty, and specialty risk division of AXA, has announced the appointment of Poonam Jivram as Head of Motor Underwriting, UK & Lloyd’s.
Based in London, Jivram will be responsible for developing and executing the strategic underwriting direction for the UK & Lloyd’s motor fleet insurance business, driving profitable growth and strengthening relationships with brokers and clients.
She will also play a key role in developing new products to meet the needs of a rapidly evolving motor industry.
Jivram is an experienced insurance and risk consulting professional, well versed in working closely with regulatory bodies to support policy development, understanding high-risk commercial fleet exposures, and developing telematics products.
She joined AXA XL in February 2024 and most recently served as Practice Group Leader – Motor (Risk Consulting).
Prior to that, she worked at Zego in roles including Fleet Motor Risk and Global Risk Management Lead, where she built and managed a successful risk management business unit.
Ben Kinsella, Head of Risk Managed Underwriting, UK & Lloyd’s at AXA XL, commented, “One of the major challenges facing the commercial motor fleet market is the growth in electric vehicles and the differing risk profile these vehicles pose. Figures from Benchmark Mineral Intelligence calculated that global EV sales surpassed 20 million units in 2025, up from 17.3 million in 2024, with International Energy Agency figures predicting that the share of EVs in overall car sales is expected to exceed 40% in 2030. Wider adoption of EVs, other alternative fuel vehicles and autonomous vehicles, in commercial motor fleets is now inevitable. An insurer who not only understands this evolving risk landscape, but also knows how to manage it, is vital and more valuable than ever.
“Poonam’s knowledge of the motor market combined with her expertise and experience in the risk consulting space, made her the ideal person for this role. She is a great addition and will make a valuable contribution to the UK & Lloyd’s Motor team and the wider Retail business.”
