Insurtech Intelligent AI has partnered with Guidewire, a property and casualty insurance platform, to bring high-resolution property risk data directly to insurers.
The partnership will also enable insurers to rebuild cost data directly within Guidewire InsuranceSuite workflows.
Intelligent AI, originally launched through Lloyd’s Lab and recognised as Guidewire Insurtech Vanguard, provides “best-in-class” COPE (Construction, Occupancy, Protection, Exposure) and rebuild costs.
This data helps accelerate underwriting, offers a comprehensive 360-degree view of property risk, and helps resolve issues of underinsurance in a market where 40-50% of submissions arrive incomplete, which forces underwriters to spend over half of their time gathering data instead of assessing risk.
Through the partnership, insurers can seamlessly access Intelligent AI’s data across Guidewire’s platform.
Within PolicyCenter, the solution delivers accurate replacement cost estimates, enriched property attributes, and peril-specific risk indicators at key decision points (quote, bind, and renewal) to improve underwriting accuracy, risk selection, and pricing precision.
In ClaimCenter, Intelligent AI supports stronger claims workflows by improving FNOL validation, informing total loss assessments, enabling repair-versus-rebuild decisions, and supporting severity benchmarking.
At the portfolio level, integration with Guidewire DataHub enables insurers to leverage high-resolution property data for critical tasks such as catastrophe exposure analysis, aggregation management, and fulfilling regulatory reporting requirements at the portfolio level.
The platform’s cloud-ready, API-first architecture aligns with Guidewire Cloud, enabling secure real-time integration, event-driven workflows, and scalable deployment.
“Embedding property intelligence directly into core workflows is essential for modern underwriting and claims operations, and insurers who fix the data problem first will win the best risks,” said Anthony Peake, CEO of Intelligent AI. “Our integration with Guidewire gives insurers access to high-quality property intelligence at the point of decision, helping to improve pricing, reduce claims leakage, and build more resilient portfolios.”
integrating Intelligent AI’s property data with InsuranceSuite empowers insurers to enhance decision-making across the entire policy lifecycle – from underwriting to claims and portfolio management.
This integration leads to improved exposure management and a reduction in underinsurance.
