New managing general agent Elitium, incubated by Mission, has launched to provide commercial combined insurance for select trades within the manufacturing sector, and property cover for well-maintained unoccupied residential and commercial properties.
Elitium employs a strategy rooted in traditional, expert-led underwriting, the firm explains. This approach relies on genuine communication, expertise, and detailed judgment for every risk evaluation.
The MGA’s commercial combined offering includes coverage for manufacturing businesses, including printers, engineers, metalworkers, electronics, plastics and woodworking businesses, alongside its unoccupied property portfolio.
The MGA is co-founded and will be led by co-CEOs Linda Bichener, former Commercial Underwriting Manager at DUAL and Leah Miller, former Senior Commercial Trading Underwriter at DUAL.
Linda Bichener, Co‑Founder and Co‑CEO of Elitium, stated: “We founded Elitium to bring care, attention and expert judgement back into the underwriting process. We believe that every risk deserves to be properly understood, and every broker deserves direct access to the people making the decisions.
“That’s why each submission is reviewed by an experienced underwriter, ensuring tailored, contract-certain terms that brokers can present to their clients. We act as a genuine extension of our brokers’ teams, providing specialist underwriting expertise and responsive support.”
“For us, underwriting is a real craft”, added Co‑Founder and Co‑CEO Leah Miller. “Brokers come to us because their clients don’t fit neatly into automated systems, and our role is to listen, advise and build cover that genuinely works in practice, not just in theory. We deliberately limit our appetite to areas we are passionate about and understand deeply, allowing us to underwrite with confidence, consistency, and sound judgement.”
Commenting on the launch, Ross Dingwall, CEO of Mission, said: “Elitium embodies exactly what Mission was built to support: experienced underwriters creating specialist MGAs with a clear, long‑term vision, expertise, and a drive to deliver for their partners and clients. I am confident that Leah and Linda’s thoughtful underwriting and deep experience in this specialist area will set them apart.”
