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Allstate revenues increase 5.1% in Q4’25 with net income reaching $3.8bn

5th February 2026

The Allstate Corporation published its financial results for the fourth quarter of 2025, reporting $17.3 billion in total revenues, 5.1% higher than the prior year quarter, and a net income of $3.8 billion, which compares to the $1.9 billion seen in the same period last year. The insurer also reported its ... Read the full article

The Hartford reports net income of $3.8bn in 2025 as P&C underwriting improves

30th January 2026

The Hartford has reported its full-year 2025 results, posting net income available to common stockholders of $3.8 billion, up from $3.1 billion in 2024, primarily driven by a higher P&C underwriting gain. The insurer said the improvement in P&C underwriting was supported by earned premium growth across all lines, increased net ... Read the full article

Kin launches auto insurance for Florida and Texas customers

26th January 2026

Kin, a digital home and auto insurance provider, has launched an auto insurance for its Florida and Texas home insurance customers, a move that allows those living in two of the most volatile US insurance markets to bundle their policies, unlocking significant savings. The expansion is a direct response to the ... Read the full article

US P&C industry set for lowest net combined ratio in over a decade: Triple-I/Milliman

23rd January 2026

The US property & casualty (P&C) insurance industry is forecast to have its lowest net combined ratio (NCR) in over a decade for the full year 2025, despite the devastating California wildfires in Q1’25, supported by an Atlantic hurricane season that did not make landfall in the US. The findings are ... Read the full article

Fitch Ratings: US P&C market to soften further in 2026 as competition intensifies

23rd January 2026

Fitch Ratings, the credit rating agency, expects the US property and casualty (P&C) insurance market to face continued softening through 2026. According to the analysis, the US P&C insurance market is set to become more competitive in 2026, with abundant capital and easing pricing continuing to weigh on premium growth. As rate ... Read the full article

Lemonade partners with Tesla to launch autonomous car insurance

21st January 2026

Lemonade, an AI-powered digital insurance company, has launched Lemonade Autonomous Car insurance, a product designed specifically for self-driving cars, starting with Tesla FSD. The new offering, described as first-of-its-kind, cuts per-mile rates for FSD-engaged driving by approximately 50%, a reduction that indicates significantly lower risk during autonomous operation. Lemonade anticipates further rate ... Read the full article

Travelers posts 26% rise in FY’25 net income as underwriting result strengthens

21st January 2026

US primary insurer The Travelers Companies, Inc. produced a stronger combined ratio for both the fourth quarter and full year 2025, as net income strengthened for both periods, while the firm reports record full year operating cash flows of $10.6 billion. Travelers has kicked off Q4 and FY'25 results season with ... Read the full article

Improved P&C insurance Q3‘25 underwriting results driven by US personal lines: AM Best

14th January 2026

Despite a turbulent 2025 start, marked by devastating California wildfires and multiple severe convective storms, the US property & casualty (P&C) insurance industry successfully recovered through the third quarter, driven largely by sustained momentum in personal lines, which managed to offset Q1 losses, AM Best stated in a recent report. By ... Read the full article

American Integrity expands regional footprint to North Carolina

9th January 2026

American Integrity Insurance Group, Inc., a regional property insurance provider in the Southeast of the US, has expanded its operations into North Carolina, offering homeowners insurance product to the state’s residents. This move represents a strategic extension of the insurer’s footprint beyond Florida, Georgia, and South Carolina. This regional expansion executes the ... Read the full article

Neptune Flood adds underwriting capacity through new Lloyd’s syndicate partnership

7th January 2026

Neptune Flood, a private flood insurance provider in the US, has entered into a strategic partnership with Somers Syndicate 3705 to bring additional underwriting capacity to support its suite of insurance offerings. Somers Syndicate 3705 is the Lloyd’s insurance operation of Somers Re Ltd, a global insurance and reinsurance firm with ... Read the full article

Moody’s Ratings maintains stable outlook on global P&C insurance for 2026

6th January 2026

Moody's Ratings has maintained its stable outlook on the global property and casualty (P&C) insurance sector for 2026, with the rating agency expecting carriers to continue to generate good profitability and strong capitalisation against a backdrop of subdued global economic growth. The ratings agency revised its outlook on the sector ... Read the full article

SageSure completes acquisition of Gemini Financial and Olympus subsidiaries

6th January 2026

SageSure, a managing general underwriter (MGU) focused on catastrophe-exposed property in the US, has completed the acquisition of Gemini Financial Holdings Corporation and its Olympus subsidiaries. In September 2025, SageSure entered into a definitive agreement to acquire Gemini Financial and its subsidiaries, including Olympus MGA, the managing general agent for ... Read the full article

CRC Group expands Specialty team with four hires

23rd December 2025

CRC Group, a wholesale specialty insurance distributor in North America, has expanded its Specialty division with the addition of four new professionals. Matthew Duff has joined CRC Specialty in Little Rock as an Underwriting Team Leader. He brings more than a decade of industry experience, spanning homeowners, personal lines, and excess ... Read the full article

Late but orderly 1.1 renewal as rate decreases deepen to upper teens: KBW

18th December 2025

The January 1 reinsurance renewal season is running later than anticipated, characterised by a delay in Firm order term (FOT) issuance and very few contract signings to date, according to a new report from KBW analysts following their semi-annual Bermuda visit. Despite the sluggish pace, analysts describe the market as “orderly,” ... Read the full article

Florida property insurance market shows strong recovery, ALIRT reports

16th December 2025

ALIRT, a provider of insurance market research and analysis, recently released its annual review of the Florida domestic property insurance market, highlighting the overall state of the market following tort reforms. According to ALIRT, the Florida property market has shifted dramatically from its near-collapse in 2022, when rampant litigation abuse, soaring ... Read the full article