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US P&C market sees wave of growth in reciprocal insurance exchanges: ALIRT
31st October 2025
Reciprocal insurance exchanges (RIEs) in the U.S. have seen a wave of growth as new entrants emerge to address capacity shortages in property markets, particularly across the southern coastal states, according to ALIRT Insurance Research. ALIRT’s latest industry analysis, “Overview of Reciprocal Insurance Exchanges and Recent Market Trends,” found that 36 ... Read the full article
Brisbane hailstorm declared a Significant Event by ICA as claims mount
29th October 2025
The Insurance Council of Australia (ICA) has declared the hailstorm that impacted the wider Brisbane region on Sunday, 26th October 2025, a Significant Event, with insurers having received 11,000 claims to date. The storm brought intense rainfall, hail, and strong winds across parts of the Brisbane and Ipswich regions, resulting in ... Read the full article
Triple-I calls for mitigation measures amid misconceptions about risk-based insurance pricing
24th October 2025
The Insurance Information Institute’s (Triple-I) recent Issues Brief highlighted misconceptions of risk-based pricing in property/casualty insurance, which some perceive as unfair, and recommended solutions, including modernising building codes and proactive mitigation measures. Risk-based pricing means offering different prices for the same level of coverage based on risk factors specific to the ... Read the full article
McGill & Partners works with Google Earth AI for faster disaster response
24th October 2025
Insurance and reinsurance broker McGill & Partners is leveraging Google's cutting-edge AI and massive Earth observation data capabilities to enhance how they understand, model, and price global risks, particularly those related to climate and natural catastrophes. The broker is collaborating with Bellwether, a group of geospatial experts from X, Alphabet’s Moonshot ... Read the full article
Moody’s revises outlook for Germany’s P&C insurance sector to stable from negative
24th October 2025
Moody’s Ratings has revised its outlook for Germany’s property and casualty (P&C) insurance sector to stable from negative, citing an expected improvement in underwriting profitability and a return to more balanced market conditions. The change reflects Moody’s assessment that the sector’s combined ratio, which measures claims and expenses as a percentage ... Read the full article
US P&C rating upgrades rise slightly in H1’25, downgrades hold steady: AM Best
23rd October 2025
In the first half of 2025, US property/casualty (P&C) insurers saw a slight increase in issuer credit rating upgrades, rising to 18 from 16 in the same period a year earlier, while downgrades remained steady at 20, according to a recent AM Best special report. By line of business, five ratings ... Read the full article
Delos expands wildfire coverage to 265,000 additional California homes
23rd October 2025
Delos Insurance Solutions, a property insurance managing general agent (MGA), has announced it will insure 265,000 additional homes across five southern California counties. Delos currently provides coverage for homes across California and the Western US, insuring 2.5 million homes in Los Angeles, Orange, Riverside, San Bernardino, and San Diego counties. The ... Read the full article
Stand secures $35m Series B to support Florida expansion
22nd October 2025
Stand, a homeowners insurance provider for properties in high-risk areas, has raised $35 million in a Series B funding round, which will support the company’s expansion into the Florida market. This funding round was led by Eclipse, alongside previous investors Inspired Capital, Lowercarbon Capital, and Equal Ventures. Since its launch just over ... Read the full article
Travelers sees Q3’25 net income climb 50% on strong underwriting and investment performance
16th October 2025
The Travelers Companies has reported Q3 2025 net income of $1.888 billion, up 50% from the same period of 2024, with a consolidated combined ratio of 87.3%. The firm also reported core income of $1.867 billion for Q3 2025, a 53% increase from $1.218 billion in Q3 2024. According to Travelers, the ... Read the full article
Flood Re calls for united push to mainstream Property Flood Resilience
13th October 2025
Flood Re has urged government, insurers, lenders, and homeowners to join forces to make Property Flood Resilience (PFR) mainstream, warning that simple, affordable measures could protect millions of homes and save the UK economy as much as £740 million a year. This comes from new analysis undertaken by JBA in collaboration ... Read the full article
Insurity and Faura partner to bring property-level resilience insights to P&C insurers
9th October 2025
Insurity, a provider of cloud-based software and analytics for insurance carriers, brokers, and MGAs, has entered a strategic partnership with Faura to deliver property-level resilience insights to P&C insurers. By embedding Faura’s data and analytics into Insurity’s platform, carriers and MGAs gain access to verified, property-specific resilience data directly within their ... Read the full article
Private flood market ready and better prepared to manage risks: Neptune Flood
9th October 2025
A new report from Neptune Flood has suggested that the National Flood Insurance Program (NFIP) continues to assume risks the private market is “ready and better prepared” to handle, with roughly 95% of new policyholders eligible for private coverage. "For more than 50 years, the private insurance industry was unable to ... Read the full article
All eyes on re/insurance at NYC Climate Week: S&P
8th October 2025
Re/insurance took centre stage at this year’s Climate Week NYC, held September 21–28, as growing urgency drives the adoption of new strategies and practices to assess climate-related risks, according to S&P. Climate Week NYC 2025, organised by Climate Group in partnership with the UN General Assembly and the City of New ... Read the full article
Earnings windfalls and pricing pressure may be the talk of Q3 P&C reporting: KBW
6th October 2025
Analysts at KBW have suggested that very low catastrophe losses, reflecting the near-total absence of U.S.-landfalling hurricanes, together with the resulting strong EPS and BVPS growth, well-funded share repurchases, and larger expected 2026 property reinsurance rate decreases, will dominate Q3 2025 earnings calls. With the peak of the Atlantic hurricane season ... Read the full article
American Integrity Insurance introduces commercial residential property programme in Florida
3rd October 2025
American Integrity Insurance Group, Inc., a property insurance provider in the Southeast, has announced the launch of its new Commercial Residential Property Programme. The initiative is designed to offer comprehensive protection for condominium associations, townhome associations, and homeowners associations throughout Florida. This expansion into commercial lines comes on the heels of the ... Read the full article
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