AI underwriting company Sixfold, has partnered with Munich Re to integrate its technology into the reinsurer’s cloud-based automated underwriting platform, Realytix Zero.
Now live, the integration enables Realytix Zero users to incorporate Sixfold’s risk analysis of submissions directly into their products.
This creates a complete, AI-driven workflow within the Realytix Zero platform, allowing insurers to design, build, launch, and scale fully digital underwriting products and workflows without extensive IT resources.
When a submission enters the work flow, Sixfold analyses the materials, enriches them with external and third party data, and highlights critical risk signals and insights that match the insurer’s specific risk appetite.
An ‘appetite fit’ score helps teams instantly prioritise submissions, while AI agents support underwriting decisions by streamlining steps like referrals.
Realytix Zero then powers execution by automating the full rate, quote, and bind process, pre-populating risk data, and enabling underwriters to analyse, adjust, and price risks to issue a quote, bind, or decline. With Realytix Zero, underwriters can also manage referrals, endorsements, and renewals.
“Our partnership with Sixfold reflects the direction underwriting technology is taking,” said Florian Niklas, Co-Founder of Realytix Zero and Head of Underwriting Technologies at Munich Re.
He added: “By combining Realytix Zero’s product development and workbench capabilities with Sixfold’s risk analysis, insurers can get products into the market quickly, reduce manual review, and make underwriting decisions faster and more consistently. Sixfold has built a strong reputation in the market and understands the complexity of underwriting, which is why we’re excited for this partnership.”
Roger Ferrandis, Head of Partnerships at Sixfold, said: “Realytix Zero is used by insurers around the world to run their underwriting workflows. Bringing Sixfold into that environment enables underwriters to review submissions faster while maintaining high-quality risk selection and a healthy portfolio. Sixfold is built to integrate with the systems underwriters already use, and this partnership is a great example of that in action.”
By integrating submission intake, analysis, and underwriting decision-making support into a single, unified workflow, the platforms enable teams to issue quotes more rapidly.
This streamlined process reduces the need for manual review without sacrificing underwriting quality.
