Starwind Specialty Insurance Services, a CRC Group company, has launched Starwind High Value Homes, a new underwriting management program specialising in insurance solutions for high-value residential properties.
The Starwind High Value Homes program has been designed for properties with valuations exceeding $5 million and accommodates primary residences, secondary homes, and rental properties.
Operating through the excess and surplus lines market, supported by the financial strength of carriers rated A- or higher by AM Best, this program provides bespoke, competitive insurance options designed around the unique risk profiles of high-value homes and homeowners.
Focusing on clarity, flexibility, and responsiveness, Starwind Specialty noted, allows it to serve as a modern alternative to traditional high-net-worth coverage, offering reliability within a shifting homeowners insurance landscape.
“High-value homeowners face evolving risks driven by climate conditions, rising property values, and increasingly complex construction and occupancy profiles,” said Alex Bonds, Co-President of Starwind Specialty. “This program was built intentionally to address those realities. By combining thoughtful product design with strong financial backing and efficient underwriting, we are delivering a solution that prioritises confidence, customisation, and long-term partnership for both brokers and clients.”
Starwind High Value Homes does not require portfolio placement, allowing homeowners to secure coverage without bundling additional lines of business, a key differentiator in the high-net-worth space.
“The high-value homeowners market has changed, but many insurance offerings have not kept pace,” said Amy Walker, Program President. “We developed this program to provide brokers and homeowners with clear, meaningful coverage options that can be tailored to each risk without unnecessary complexity. Our focus is on delivering responsive service and thoughtful solutions that align with how today’s high-value properties are built, used, and protected.”
Starwind Specialty developed the new program to address ongoing market volatility among incumbent markets, declining service standards, and limited capacity for complex residential risks.
Starwind High Value Homes is distributed in partnership with CRC Specialty’s wholesale brokers, providing access to experienced specialists in the high-net-worth personal lines marketplace.
