Reinsurance News
Applied Systems
Applied well placed to bring insurers closer to distribution partners: Streit, Ivans
25th March 2026
Insurers are seeking to get closer to their distribution partners and become easier to do business with, enabling them to attract more submissions, respond faster, and gain better insight into the risks they are selecting, a shift that Applied Systems, through key divisions such as Ivans and Cytora, is well ... Read the full article
Applied Systems reports Q4’25 Canadian commercial insurance premium trends
18th February 2026
Applied Systems, an insurance technology provider serving brokers, insurers and agencies, has released its fourth quarter 2025 findings from the Applied Commercial Index, which tracks premium rate movements across the Canadian commercial insurance market. The latest data indicates that the pace of premium increases continued to slow through the end of ... Read the full article
Personal auto and property premiums in Canada rise YoY in Q4’25: Applied Systems
3rd February 2026
Applied Systems has released the Q4 2025 results of the Applied Commercial Index, the Canadian insurance industry’s premium rate index, showing that average premium rate change increased year over year for both Personal Auto and Personal Property lines. Quarter over quarter, average premiums for Personal Auto increased in all provinces, while ... Read the full article
Renewal rates down across all Canada’s major commercial lines: Applied Systems
17th November 2025
Applied Systems has released the third quarter 2025 results of the Applied Commercial Index, the Canadian insurance industry’s premium rate index, showing that average renewal rate change decreased across all of the most commonly placed commercial lines of business year over year and quarter over quarter. According to Applied Systems, the ... Read the full article
Canadian Personal Auto & Property rates increase in Q3’25: Applied Systems
11th November 2025
The third quarter 2025 results of Applied Systems’ Applied Rating Index show that average premiums for both personal auto and personal property lines in Canada increased year over year. In Q3’25, the personal auto premium rate change increased 15.5% compared to Q3’24, while increasing 5.3% when compared to Q2’25. Meanwhile, for the ... Read the full article
Applied Systems enhances commercial lines solution for Canadian Brokers
5th November 2025
Applied Systems, a global provider of cloud-based software for the insurance industry, has announced new enhancements to its commercial lines solution in Applied Epic for the Canadian market. The updates aim to give brokers greater choice, speed, and flexibility in growing their commercial books of business by unifying instant quote requests ... Read the full article
Applied Systems unveils AI advancements aimed at revolutionising agency workflows
8th October 2025
Applied Systems has announced the next wave of innovation within its Applied Insurance AI™, which includes insurance-specific AI solutions designed to embed intelligence into agency workflows to drive productivity and profitability. Applied Insurance AI delivers connected, intelligent workflows across the entire Digital Roundtrip of Insurance, from sales and marketing to policy ... Read the full article
Applied Systems acquires Cytora to solidify position as insurance AI leader
9th September 2025
Applied Systems has acquired Cytora, a digital risk processing platform for the insurance industry. Applied Systems explained that the acquisition will combine Cytora’s AI-driven risk digitisation platform with Applied’s insurance solutions for agencies, carriers, and MGAs, enabling intelligent automation, connectivity, and collaboration across the policy lifecycle. For Cytora, the acquisition will reportedly ... Read the full article
Applied Systems reports slower growth in Canada’s commercial insurance space in Q2’25
4th August 2025
Applied Systems, a provider of cloud-based insurance software and services, has released its second-quarter 2025 edition of the Applied Commercial Index, offering detailed insights into premium renewal trends across Canada's commercial insurance sector. According to Applied Systems, the average renewal rate increase slowed across all major commercial lines when compared to ... Read the full article
Canadian Personal Auto & Property premium rates continued to rise in Q2’25
25th July 2025
Applied Systems has released the second quarter of 2025 results of the Applied Rating Index, the Canadian insurance industry’s premium rate index, showing year-over-year and quarter-over-quarter increases in average premium rate changes for both Personal Auto and Personal Property lines. In Q2’25, Personal Auto premium rate change increased 14.9% compared to ... Read the full article
Canadian Personal Auto & Property rates increase in Q1’25: Applied Systems
8th May 2025
Applied Systems has released the first-quarter 2025 results of the Applied Rating Index, showing both year-over-year and quarter-over-quarter increases in average premium rate changes for Personal Auto and Personal Property lines. In Q1’25, Personal Auto premium rate change increased 13.2% compared to Q1’24. Quarter-over-quarter, premium rate change increased 2.2%. All provinces saw ... Read the full article
Canadian personal auto & property lines increased in Q4’24: Applied Systems
18th February 2025
Applied Systems has released the fourth quarter of 2024 and year-end results of the Applied Rating Index, showing year-over-year and quarter-over-quarter increases in average premium rate changes for both Personal Auto and Personal Property lines. In Q4’24, the average premium rate for Personal Auto rose 11.3% from Q4’23 and 3.9% from ... Read the full article
YoY decrease in rate changes across all commercial lines in Q4’24: Applied Systems
10th February 2025
Applied Systems has released the fourth-quarter 2024 results of the Applied Commercial Index, the Canadian insurance industry’s premium rate index, showing a decline in average premium renewal rate increases across all lines, with a 5.02% rise in Q4’24, down from 7.55% in Q4’23. Quarter over quarter, Q4’24 results revealed a decrease ... Read the full article
YoY decrease in rate changes across major commercial lines in Q3’24: Applied Systems
15th November 2024
Applied Systems has released the third quarter 2024 results of the Applied Commercial Index, the Canadian insurance industry’s premium rate index, showing that average premium rates decreased year-over-year across the most commonly placed commercial lines of business. Overall, rates declined by 5.52% in Q3 2024, a drop compared to the 7.27% ... Read the full article
YoY rate changes down across all major commercial lines in Q2’24: Applied Systems
6th August 2024
Applied Systems has released the second quarter 2024 results of the Applied Commercial Index, the Canadian insurance industry’s premium rate index, which shows that average premium rates decreased year-over-year across the most commonly placed commercial lines of business. The firm reported that the overall rate of premium increases was lower across ... Read the full article
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