Reinsurance News

Aon increases Data Center Lifecycle Insurance Program capacity to $5bn

20th July 2026 - Author: Taylor Mixides -

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Aon plc, a global professional services company that provides risk, health and wealth solutions, has expanded its proprietary Data Center Lifecycle Insurance Program (DCLP).

The company said the latest development increases the programme’s insurance capacity to $5 billion while extending the range of risk and advisory services available to support digital infrastructure projects from construction through to long-term operation.

“Digital infrastructure has become one of the most important and capital-intensive asset classes in the global economy,” commented Joe Peiser, CEO of Risk Capital for Aon.

“As clients build larger and more complex data center portfolios, they need access to greater insurance capacity alongside solutions that strengthen resilience throughout the asset lifecycle. Expanding DCLP to $5 billion demonstrates our ability to help clients access capital, manage risk and scale with confidence.”

Aon said the expanded programme is based on its Reliable by Design approach to digital infrastructure, which is intended to integrate insurance, engineering expertise and risk intelligence from the early stages of project development.

According to the company, this approach helps clients manage transition risks, improve resilience and develop digital infrastructure that can attract investment, secure insurance at scale and operate more effectively over the long term.

Under the enhanced programme, clients can access up to $5 billion in Construction All Risks (CAR), Delay in Start-Up (DSU), Property Damage and Business Interruption insurance. The cover is supported by a panel of A-rated insurers from Lloyd’s and company markets, together with additional insurance facilities and products.

The company added that it has broadened the programme’s liability, cyber and project cargo offerings. These now include up to $200 million in third-party liability cover outside the United States, up to $100 million within the United States, up to $400 million in Cyber and Technology Errors and Omissions insurance, and up to $500 million in project cargo cover. The programme also continues to provide up to $1 billion in terrorism insurance capacity through its existing insurance facilities.

Aon said it has also strengthened the programme’s advisory and resilience capabilities through Aon Global Risk Consulting. These services include climate risk advice, environmental risk solutions, Owners Protective Professional Indemnity, security risk consulting, risk engineering and operational resilience support, with the aim of assisting clients throughout the full lifecycle of digital infrastructure assets.

The company said the latest expansion reflects rising investment in artificial intelligence, cloud computing and hyperscale data centres, which is driving demand for insurance solutions capable of supporting increasingly large, complex and capital-intensive developments. The updated programme builds on earlier enhancements that raised DCLP capacity to $3.5 billion and widened its support for operational data centres.