DUAL, the underwriting arm of Howden Group, has appointed Caroline Stone, former Chief Risk & Compliance Officer at BGL, as Chief Risk Officer for DUAL UK. Additionally, she will also join the board of DUAL Corporate Risks Limited.
In her new role Stone will be responsible for DUAL UK’s Risk and Compliance teams and will be reporting to Richard Clapham, CEO, DUAL UK and DUAL Group.
Stone brings with her significant experience in financial services. She is joining DUAL from BGL Insurance where she held several positions including Chief Risk & Compliance, Director – Risk & Compliance and Associate Director – Risk & Compliance.
Prior to BGL, where she worked for almost six years, she spent almost three years at Nottingham Building Society where she joined as Head of Internal Audit in 2014, becoming Head of Risk & Compliance in 2016.
Commenting on her appointment, Caroline Stone said: “I am very pleased to be joining DUAL and I’m looking forward to leading the Risk & Compliance function for DUAL UK. DUAL has a truly entrepreneurial culture and I’m excited to be part of the team and play a role in the business’s exciting plans for 2023 and beyond.
Richard Clapham, CEO, DUAL Group added: “We are delighted that Caroline has chosen to join DUAL. Our success has always been about attracting the right talent and Caroline’s extensive Risk and Compliance experience will make an important contribution to DUAL and our ambitious growth journey.”





