American Modern Insurance Group, Inc., part of Munich Re, has introduced a Farm and Ranch Insurance Program in collaboration with Bridge Specialty Group.
The programme is designed to give independent agents a versatile insurance solution that meets the specific needs of farm and ranch operators, from small-scale hobby farms to commercial agricultural enterprises.
“Agents have been asking for a farm and ranch product that’s broad in coverage yet simple to place,” commented Brad Fisher, Vice President, Specialty Clients at American Modern. “We’re pleased to partner with Bridge Specialty Group and its trusted brands to deliver a programme designed for agents and supported by a carrier they can count on.”
Fisher continued, “American Modern’s new Farm and Ranch Insurance Program is specifically designed to address the needs and challenges facing farm and ranch operators. We understand the importance of protecting farm and personal assets from unforeseen events, and our program provides the comprehensive coverage needed to help provide farmers with peace of mind in a world of uncertainty.”
The programme covers farm property, including dwellings, outbuildings, equipment, livestock, harvested crops, and farm earnings. It also includes liability protection for both personal and farm-related incidents, vehicle coverage for personal and farm-use vehicles, and umbrella policies for additional liability exposure.
Scott Reinhardt, the newly appointed leader of Bridge Specialty Group’s Farm and Ranch practice, will oversee the programme, which is currently available in Arizona, Minnesota, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, and Wisconsin, with plans to expand to additional states by 2027. Agents have access to farm-focused underwriters, a dedicated claims team, and a streamlined quoting portal tailored for the programme.
“Our competitive advantage lies in our experience and a long-standing relationship with American Modern, built on a foundation of trust and shared success,” said Reinhardt. “Our teammates bring deep expertise in the farm and ranch marketplace, and our ability to create exclusive products truly sets us apart.”
