Reinsurance News
Data centre
The data centre build-out to support technology giants and artificial intelligence (AI) is a growing opportunity for the insurance and reinsurance industry.
Market participants are launching new dedicated data centre teams and specialist insurance products to support data centre construction and operations, while reinsurance capital is in-demand to support the multi-billion dollar projects.
With projections suggesting that the data centre build-out could generate $5–$11 billion in annual premiums for the insurance and reinsurance sector, while artificial intelligence use and use-cases continue to proliferate, this looks set to be a key area of growth for the market.
AI infrastructure investment is reshaping commercial risk pools: Swiss Re
10th July 2026
The rapid construction of increasingly large and complex data centres has triggered a surge in demand for insurance, fuelled by growing investment in artificial intelligence (AI) infrastructure, energy systems and semiconductor manufacturing. According to Swiss Re’s Sigma 2026 report, AI hyperscaler capital expenditure is expected to reach $750 billion in ... Read the full article
79% of global data centre capacity exposed to elevated climate risk: First Street
22nd June 2026
New research from First Street found that 79% of global data centre capacity is exposed to elevated acute climate hazards, including flooding, wind, and wildfire risks that can disrupt operations, increase downtime, and drive up insurance and repair costs. First Street’s analysis shows that climate risk is emerging as a critical ... Read the full article
Data centre boom opens ‘considerable opportunity’ for US P&C insurers: AM Best
15th June 2026
A new AM Best report has suggested that the growing proliferation of data centre projects presents a "considerable opportunity" for the U.S. property & casualty (P&C) insurance industry to develop innovative new property and liability coverages amid increasing demand. According to the report, data centre developers are "adamant" that the infrastructure ... Read the full article
US property insureds seize best market conditions in years: Artex
10th June 2026
According to Artex's Alternative View — Spring 2026 report, insureds in the US property insurance space are "eagerly taking advantage" of the most favourable market they have experienced in several years. With ample market capacity and carriers eager to expand their property portfolios, Artex noted in its latest report that many ... Read the full article
Hyperscale data centres a growing but increasingly selective opportunity for re/insurers: S&P
9th June 2026
As hyperscale data centre campuses push construction-phase total insured values into the $20 billion–$50 billion range, markets are adjusting to a step-change in asset scale, with S&P highlighting a growing but increasingly selective opportunity for re/insurers. A new report from the rating agency suggested that as capital spending on hyperscale data ... Read the full article
Zurich expands its data centre insurance to five new countries
5th June 2026
Large primary carrier Zurich Insurance Group has expanded the availability of Data Centre Project Guard, a comprehensive insurance and risk management solution for large-scale construction projects, to meet growing global customer demand for coordinated protection. Following its successful U.S. debut, where Zurich underwrote more than 245 data centre construction projects in ... Read the full article
Service-level agreement exposure among most significant risks facing data centres: Parametrix
4th June 2026
Lloyd’s of London coverholder Parametrix has highlighted in a new white paper that service-level agreement (SLA) exposure is among the most significant operational risks facing data centres, noting that uptime, availability, latency, power, cooling and network performance commitments can translate into material financial exposure. According to the report, An Introduction to ... Read the full article
More than half of planned US data centres at high risk of severe convective storms: MS Amlin
26th May 2026
According to recent analysis from specialty Lloyd’s insurer MS Amlin, just over half (51%) of planned US data centre projects worth $670 billion are located in states at high risk of severe convective storms (SCS). MS Amlin’s analysis examined more than 670 data centre projects under construction or in planning across ... Read the full article
Managing and pricing data centre risk remains a key challenge: Holmes, Moody’s
8th May 2026
Brandan Holmes, Senior Credit Officer at Moody's, said one of the main challenges for the insurance and reinsurance industry is managing, assessing, and pricing data centre risks, noting that there is limited historical data and that modelling is complex due to various unique engineering and risk elements. During Moody’s Ratings’ virtual ... Read the full article
MS Amlin launches property treaty consortium, expanding line size to $67.5m
7th May 2026
Lloyd’s global specialist re/insurer MS Amlin has launched a consortium to expand property treaty capacity for all property Per Risk lines. The Property Treaty Per Risk (PPR) Consortium expands the re/insurer's maximum line size from $50 million to $67.5 million, providing a 35% uplift in capacity for placements while maintaining a ... Read the full article
Berkshire Hathaway flags cyber uncertainty and holds back on data centre cover
5th May 2026
Berkshire Hathaway, the US-based conglomerate with significant insurance and reinsurance operations, has underlined its cautious approach to emerging risk areas, with Vice Chairman of Insurance Operations Ajit Jain highlighting ongoing concerns around cyber underwriting and limited activity in the fast-growing data centre sector. On cyber, Ajit Jain said demand for cover ... Read the full article
IMA Financial Group places $4bn risk programme for AI-data centre company
27th April 2026
IMA Financial Group, a North American insurance brokerage firm, has completed a $4 billion property insurance placement on behalf of a publicly traded AI and high-performance computing (HPC) data centre company. The transaction, structured through a leading global property carrier, ranks among the largest single property placements in the digital infrastructure ... Read the full article
Marsh CEO Doyle ‘pleased’ with Guy Carpenter’s execution in Q1’26 in spite of headwinds
16th April 2026
John Doyle, President and Chief Executive Officer (CEO) of global insurance and reinsurance broking group Marsh, said today that while 2026 is unlikely to be Guy Carpenter's best growth year, he is "pleased" with the reinsurance broker's execution in the first quarter in spite of current headwinds. Guy Carpenter recorded ... Read the full article
Aon lifts Data Center Lifecycle Insurance Program capacity to $3.5bn
15th April 2026
Global insurance and reinsurance group Aon has expanded its proprietary Data Center Lifecycle Insurance Program (DCLP) by an additional $1 billion, increasing total capacity to $3.5 billion. At the same time, the broker has expanded the programme to include coverage for existing data centres that are past their first year of ... Read the full article
Rising demand for data centre insurance could generate $10bn in new premiums in 2026: S&P
14th April 2026
A new report from S&P has suggested that rising demand for data centre insurance coverage could generate $10 billion in new premiums in 2026, highlighting the market’s growing significance and the scale of the opportunity for the global re/insurance industry. The rating agency also indicated that annual investment in data centres ... Read the full article
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