The Hartford has disclosed a 36% increase in net income for Q1 2026, supported by lower catastrophe losses, higher investment income and continued premium growth across its Property & Casualty operations.
Net income attributable to common stockholders reached $851 million for Q1 2026, up from $625 million in the prior-year period, while core earnings also increased by 36% to $866 million.
The Hartford’s Property & Casualty (P&C) written premiums increased 4% in Q1 2026, supported by 6% growth in Business Insurance premiums.
The Business Insurance segment reported a combined ratio of 94.8%, with an underlying combined ratio of 89.2%, indicating continued underwriting profitability.
Net income in this segment was $536 million in the opening quarter of the year, compared with net income of $477 million in Q1 2025.
Meanwhile, Personal Insurance also delivered improved results, posting a combined ratio of 87.7%, significantly improved from 106.1% in the prior-year period, reflecting lower catastrophe losses and improved underlying loss performance.
According to The Hartford, the Personal Insurance segment’s net income was $139 million in Q1 2026, compared with net income of $5 million in the same period of last year.
Across the group, catastrophe losses totalled $230 million before tax in the opening quarter of the year, compared with $467 million in Q1 2025, with events largely driven by winter storms and severe weather activity.
The Hartford’s Chairman and CEO, Christopher Swift, commented, “Our underwriting discipline, breadth and depth of distribution relationships, and customer-centric focus position us well to navigate a dynamic environment.
“Our ongoing investments in innovation and technology continue to strengthen our business processes and further differentiate The Hartford in the marketplace.”
