Global insurance and reinsurance group Aon has expanded its proprietary Data Center Lifecycle Insurance Program (DCLP) by an additional $1 billion, increasing total capacity to $3.5 billion.
At the same time, the broker has expanded the programme to include coverage for existing data centres that are past their first year of operations.
The programme now provides continuity of coverage into long-term operations, extending coordinated support to existing, mission-critical data centre assets beyond construction and commissioning, explained the broker.
Aon’s DCLP was launched in June 2025 as a multi-line insurance solution designed to address the interconnected construction, operational, cyber, and financial risks faced by data centre owners, developers, and investors.
In January 2026, Aon expanded its DCLP to $2.5 billion from the initial up to $1.5 billion, and has now increased total capacity again.
This latest expansion reflects Aon’s reaction to accelerated global investment in cloud computing, artificial intelligence, and hyperscale infrastructure, and the growing importance of resilience as data centres become larger, more capital-intensive and more critical to the global economy.
The expanded programme includes up to $3.5 billion in coverage for construction all risks, delay in start-up (DSU), and operational property damage or business interruption.
It also includes cyber and technology E&O coverage up to $400 million, including non-damage cyber DSU and ransomware protection, third-party liability up to $200 million globally, including $100 million in US excess capacity, and project cargo and transport insurance up to $500 million.
The risk engineering and cyber impact modelling are available through Aon’s Global Risk Consulting team, and capacity is backed by a global panel of A-rated or higher insurers across Lloyd’s and Company markets.
Joe Peiser, Chief Executive Officer, Risk Capital, Aon, commented, “Data centres have become foundational to innovation, connectivity and economic growth. As these assets grow in size, complexity and importance, resilience must be built from the start.
“By expanding our Data Center Lifecycle Insurance Program and extending coverage to operating data centres, Aon is helping clients anticipate risk, protect critical assets and invest in digital infrastructure with greater confidence.”
