Marsh, a risk advisory, insurance broking and reinsurance services firm, has launched a new captive insurance solution, Marsh Nexus Captive Solution (Marsh Nexus), designed to support multinational organisations in managing risks and costs associated with soaring international employee benefit costs.
According to Marsh’s Health Trends 2026 report, employer-provided health plans are under significant strain due to anticipated double-digit cost increases for health benefits across most global markets.
Although some multinational companies can incorporate international health plan risk into their broader risk management strategies, many others lack the scale or resources required to develop sustainable benefits programs via risk retention methods like captives.
Operating through Marsh’s Mangrove Protected Cell Company domiciled in Washington, D.C., Marsh Nexus is a cell captive structure designed for clients with an employee benefits spend outside the US of more than $3 million annually.
By combining Marsh’s global scale with an innovative portfolio management approach, Marsh Nexus affords more organisations access to a captive insurance facility, while reducing administrative complexity and accelerating the path to greater cost efficiencies.
Paul Lewis, Mercer Marsh Benefits’ Multinational Advisory Growth Leader, commented: “With the continued trend of rising global healthcare costs, organizations are focused on how to balance cost management while still providing valued, personalized employee benefit programs across the world.
“By reducing the administrative effort and costs associated with utilizing a single parent captive, Marsh Nexus is a cost-efficient vehicle that complements broader benefits strategies and supports multinational organizations in optimizing next-generation employee benefit programs.”
Donna Weber, Marsh Captive Solutions’ Global Pooling and Cell Facilities Leader, added: “The use of captives for international employee benefits has more than doubled in the last five years, and more than 140 companies now have in excess of $3 billion in premium.
“Through the power of Marsh – the world’s largest captive insurance manager – Marsh Nexus enables clients to take an off-the-shelf, low-cost approach to risk retention and break new ground in managing mounting international employee benefits costs.”
