Ivans, a division of Applied Systems, has released the April 2026 results of the Ivans Index, indicating a year over year increase in average premium renewal rates across Commercial Auto, Business Owner’s Policy (BOP), General Liability, Commercial Property, and Umbrella.
Conversely, Workers’ Compensation experienced a decrease in premium renewal rates during the same period.
Month over month, Commercial Auto, Commercial Property and Workers’ Compensation experienced an increase, while BOP, General Liability and Umbrella experienced a decrease.
Commercial Auto’s premium renewal rate change increased to 5.24% from the 5.05% reported the month prior.
Premium renewal rate change for Commercial Property was 6.24%, up slightly from 6.23% in March. At -1.35%, Workers’ Compensation premium renewal rate change increased from -1.60% last month.
BOP premium renewal rate change was down slightly, to 6.43% from the 6.51% reported at the end of March. General Liability was also down compared to the last month, to 5.70% from 6.64%.
Average premium renewal rate change for Umbrella decreased to 8.27%, down from 8.76% in March.
The monthly Ivans Index reports data-driven trends in premium rate renewal change for the most placed commercial insurance lines.
Analysing over 120 million data transactions from more than 38,000 agencies and 700 carriers/MGAs, it measures the year-over-year premium difference for a single consistent policy, reflecting the US insurance market trends.
