IMA Financial Group, a North American insurance brokerage firm, has completed a $4 billion property insurance placement on behalf of a publicly traded AI and high-performance computing (HPC) data centre company.
The transaction, structured through a leading global property carrier, ranks among the largest single property placements in the digital infrastructure sector.
It also continues a trend for the insurance brokerage firm, which has advised on several billion-dollar programmes in recent years.
IMA has built a track record of structuring large, complex insurance solutions across the digital infrastructure landscape, with multiple placements exceeding $1 billion in total insured value.
The firm’s specialisation in data centre risk began in the early 2000s, allowing them to develop the technical fluency and sector expertise essential for today’s demanding AI and HPC facilities.
IMA Digital Risk Practice Leader Patrick Datz, said: “This placement reflects two decades of experience in the data centre space, bringing that expertise to today’s most advanced facilities. AI and HPC data centres are among the most complex, capital-intensive assets in the world.
“They require an advisor who understands the technology and the risks, and can communicate both to a carrier market that is still getting up to speed. We help clients build programs that reflect the true value and operational reality of what they’ve built.”
As hyperscalers, co-location operators, and AI infrastructure companies invest hundreds of billions in new construction and equipment, insurance must keep pace.
Standard commercial property insurance does not meet the standard for facilities housing thousands of GPUs, custom power, and cutting-edge cooling systems, IMA explained.
“As investment in AI infrastructure accelerates, we’re seeing a growing need for insurance solutions that can scale alongside these assets,” said IMA Senior Vice President and Data Centre Co-practice Lead Rachel Nixon. “IMA’s team of experts is bringing a broad portfolio of sophisticated programs to market, where success depends on aligning technical expertise, underwriting strategy and long-standing carrier relationships.”
IMA offers comprehensive data centre insurance solutions covering the full range of digital infrastructure risks, including: property, builders risk, cyber and technology, E&O, D&O liability, crime and parametric business interruption solutions.
Its advisory approach considers how facilities are constructed, how they generate revenue, and where traditional insurance structures fall short, before a single submission reaches the market.
