Reinsurance News
Data centre
The data centre build-out to support technology giants and artificial intelligence (AI) is a growing opportunity for the insurance and reinsurance industry.
Market participants are launching new dedicated data centre teams and specialist insurance products to support data centre construction and operations, while reinsurance capital is in-demand to support the multi-billion dollar projects.
With projections suggesting that the data centre build-out could generate $5–$11 billion in annual premiums for the insurance and reinsurance sector, while artificial intelligence use and use-cases continue to proliferate, this looks set to be a key area of growth for the market.
Ryan Specialty’s Tera launches insurance programme for industrial-scale computing hardware
6th August 2026
Ryan Specialty Underwriting Managers (RSUM), the underwriting management division of Ryan Specialty, has launched a new managing general underwriter (MGU), Tera Underwriters, which itself has announced a new specialty insurance programme designed for computing hardware infrastructure at industrial-scale data centres across the US. The programme has the capacity to provide over ... Read the full article
Zurich gets $1bn reinsurance protection for data centres as profit hits all-time high of $4.8bn
6th August 2026
For the first half of 2026, large insurer Zurich has reported accelerated growth across all areas, with momentum propelled by specialty, middle market, life and farmers, where demand is being driven by technology advancements, construction, evolving protection needs and shifting market dynamics. To comply with this growing demand, Zurich has entered ... Read the full article
Lockton launches global Data Centres & Digital Infrastructure Practice
29th July 2026
Lockton, an independent insurance broker, has announced the launch of its global Data Centres & Digital Infrastructure Practice, a consultative practice helping organisations navigate the risks associated with the infrastructure that stores, processes, and moves information. The practice further builds on Lockton’s experience in supporting complex digital infrastructure risks globally, including ... Read the full article
Willis urges data centre sector to rethink insurance buying amid AI demand growth
27th July 2026
As rapid expansion in digital infrastructure and AI-driven demand reshapes the technology landscape, insurance broker Willis, a WTW business, urges data center owners, developers, builders, operators and investors to rethink traditional insurance strategies. The firm warns that many organisations may currently be securing capacity beyond their actual exposure due to risks ... Read the full article
Re/insurers seek more advanced PVT risk models for data centres: Synthetik’s Tim Brewer
22nd July 2026
As data centres become increasingly critical infrastructure, insurers and reinsurers are seeking more sophisticated analytical models to better quantify potential losses from political violence and terrorism (PVT) risks, according to Tim Brewer, Chief Operating Officer at Synthetik. Synthetik is a research and development company based in Austin, Texas. It specialises in ... Read the full article
AI infrastructure investment is reshaping commercial risk pools: Swiss Re
10th July 2026
The rapid construction of increasingly large and complex data centres has triggered a surge in demand for insurance, fuelled by growing investment in artificial intelligence (AI) infrastructure, energy systems and semiconductor manufacturing. According to Swiss Re’s Sigma 2026 report, AI hyperscaler capital expenditure is expected to reach $750 billion in ... Read the full article
79% of global data centre capacity exposed to elevated climate risk: First Street
22nd June 2026
New research from First Street found that 79% of global data centre capacity is exposed to elevated acute climate hazards, including flooding, wind, and wildfire risks that can disrupt operations, increase downtime, and drive up insurance and repair costs. First Street’s analysis shows that climate risk is emerging as a critical ... Read the full article
Data centre boom opens ‘considerable opportunity’ for US P&C insurers: AM Best
15th June 2026
A new AM Best report has suggested that the growing proliferation of data centre projects presents a "considerable opportunity" for the U.S. property & casualty (P&C) insurance industry to develop innovative new property and liability coverages amid increasing demand. According to the report, data centre developers are "adamant" that the infrastructure ... Read the full article
US property insureds seize best market conditions in years: Artex
10th June 2026
According to Artex's Alternative View — Spring 2026 report, insureds in the US property insurance space are "eagerly taking advantage" of the most favourable market they have experienced in several years. With ample market capacity and carriers eager to expand their property portfolios, Artex noted in its latest report that many ... Read the full article
Hyperscale data centres a growing but increasingly selective opportunity for re/insurers: S&P
9th June 2026
As hyperscale data centre campuses push construction-phase total insured values into the $20 billion–$50 billion range, markets are adjusting to a step-change in asset scale, with S&P highlighting a growing but increasingly selective opportunity for re/insurers. A new report from the rating agency suggested that as capital spending on hyperscale data ... Read the full article
Zurich expands its data centre insurance to five new countries
5th June 2026
Large primary carrier Zurich Insurance Group has expanded the availability of Data Centre Project Guard, a comprehensive insurance and risk management solution for large-scale construction projects, to meet growing global customer demand for coordinated protection. Following its successful U.S. debut, where Zurich underwrote more than 245 data centre construction projects in ... Read the full article
Service-level agreement exposure among most significant risks facing data centres: Parametrix
4th June 2026
Lloyd’s of London coverholder Parametrix has highlighted in a new white paper that service-level agreement (SLA) exposure is among the most significant operational risks facing data centres, noting that uptime, availability, latency, power, cooling and network performance commitments can translate into material financial exposure. According to the report, An Introduction to ... Read the full article
More than half of planned US data centres at high risk of severe convective storms: MS Amlin
26th May 2026
According to recent analysis from specialty Lloyd’s insurer MS Amlin, just over half (51%) of planned US data centre projects worth $670 billion are located in states at high risk of severe convective storms (SCS). MS Amlin’s analysis examined more than 670 data centre projects under construction or in planning across ... Read the full article
Managing and pricing data centre risk remains a key challenge: Holmes, Moody’s
8th May 2026
Brandan Holmes, Senior Credit Officer at Moody's, said one of the main challenges for the insurance and reinsurance industry is managing, assessing, and pricing data centre risks, noting that there is limited historical data and that modelling is complex due to various unique engineering and risk elements. During Moody’s Ratings’ virtual ... Read the full article
MS Amlin launches property treaty consortium, expanding line size to $67.5m
7th May 2026
Lloyd’s global specialist re/insurer MS Amlin has launched a consortium to expand property treaty capacity for all property Per Risk lines. The Property Treaty Per Risk (PPR) Consortium expands the re/insurer's maximum line size from $50 million to $67.5 million, providing a 35% uplift in capacity for placements while maintaining a ... Read the full article
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