Reinsurance News
Data centre
The data centre build-out to support technology giants and artificial intelligence (AI) is a growing opportunity for the insurance and reinsurance industry.
Market participants are launching new dedicated data centre teams and specialist insurance products to support data centre construction and operations, while reinsurance capital is in-demand to support the multi-billion dollar projects.
With projections suggesting that the data centre build-out could generate $5–$11 billion in annual premiums for the insurance and reinsurance sector, while artificial intelligence use and use-cases continue to proliferate, this looks set to be a key area of growth for the market.
Data centre outage risks create opportunities for parametric and non-damage BI cover: Howden
11th November 2026
A new Howden report has highlighted the heavy financial toll of data centre outages, pointing to opportunities for innovative solutions, including parametric cover linked to service-level agreements and, where available, non-damage business interruption insurance. As per Howden, half of facilities have reported an impactful incident over the past three years. The firm ... Read the full article
Data centres won’t move the needle on insurance sector top line: Autonomous
4th November 2026
Analysts at Autonomous said they do not expect the data centre trade to move the needle for the insurance sector, suggesting the opportunity set will add just ~1% to the overall commercial P&C market through 2030, despite the hype. In a recent report, analysts at Autonomous estimate that new premiums across ... Read the full article
Singapore to anchor new data centre insurance facility, developed by industry consortium
3rd November 2026
A group of industry players are collaborating to develop a dedicated data centre insurance facility in Singapore to address the Asia-Pacific region’s rapidly expanding digital infrastructure risks. Announced by Chee Hong Tat, Minister for National Development, and Deputy Chairman of the Monetary Authority of Singapore, at the Singapore International Reinsurance Conference ... Read the full article
Arbol launches first-of-its-kind cover for data centre regulatory moratorium risk
21st October 2026
Arbol, the AI-native insurer, has launched a Data Center Regulatory Moratorium Cover, a first-of-its-kind product that transfers the risk of government action halting or suspending data centre construction. The product pays a set amount when a covered government action takes effect and remains in force beyond a defined waiting period. It ... Read the full article
Corgi launches new specialised data centre coverage
5th October 2026
AI-native Corgi Insurance has launched a new insurance coverage built to support data centres, protecting construction and commissioning through ongoing operations and the hardware that powers computing workloads. The coverage aims to cover the full life cycle of a data centre, as they become an increasingly critical part of the infrastructure ... Read the full article
Data centres, AI and PFAS: MS Re’s Butera on pricing the risks we can’t yet see
1st October 2026
Ahead of the Insurance Leadership Forum, MS Reinsurance North America CUO Lisa Butera discusses maintaining underwriting discipline as property pricing softens, the accumulation potential of emerging exposures and where the reinsurer sees selective opportunities for growth in the US. An influx of capacity is putting downward pressure on US property reinsurance ... Read the full article
Data centre cyber risks growing and underrecognised: S&P
25th September 2026
S&P Global Ratings, a global provider of credit ratings, research and analysis, says cyber risks linked to data centres are increasing but remain underrecognised. In a new report titled, Data Center Cyber Risk Is Increasing And Underrecognised, S&P examines how the growing integration of operational technology (OT) and IT systems, combined ... Read the full article
Navigating increasingly complex data centre landscape requires specialist risk expertise: Howden
15th September 2026
In a new report, global insurance broker Howden has highlighted the growing risks facing data centres as their infrastructure rapidly expands, with particular emphasis on extreme weather, geopolitical conflict and liability. “The AI boom is fuelling huge investment in data centres globally but as our analysis shows, the risks associated with ... Read the full article
Aon launches DIRA to help insurers gain clearer view of digital infrastructure exposures
7th September 2026
As investment in data centres and other digital infrastructure assets continues to accelerate, global broking group Aon has launched its Digital Infrastructure Risk Aggregator (DIRA), designed to help insurers manage digital infrastructure risk and deploy capacity in this expanding market. Aon says that DIRA helps carriers obtain a "clearer view" of ... Read the full article
‘Physical economy is back’ as data centres become strategic infrastructure: Swiss Re
6th September 2026
Jérôme Haegeli, Group Chief Economist at Swiss Re and Head of the Swiss Re Institute, has said the “physical economy is back” as the rapid expansion of data centre investment fuels a new global capital expenditure (capex) super-cycle. Speaking during the 68th edition of the Rendez-Vous de Septembre (RVS) in Monte ... Read the full article
Capex ‘super-cycle’ among largest commercial P&C opportunities in decades: Swiss Re
5th September 2026
A new Swiss Re Institute report has suggested that a global capital expenditure (capex) super-cycle, driven by surging investment in data centres, energy systems and other strategic infrastructure, could create one of the largest commercial property and casualty (P&C) opportunities for insurers in decades. According to the report, which was released ... Read the full article
Reinsurers maintain cautious approach to data centre accumulation risk: Arrivé, Fitch
3rd September 2026
Manuel Arrivé, Head of EMEA Reinsurance Ratings at Fitch Ratings, said the growth of data centres and digital infrastructure in general presents both an opportunity and significant risk for reinsurers due to potential exposure, accumulation risk and modelling challenges. During Fitch’s 2027 Global Reinsurance Outlook webinar, Arrivé noted that reinsurers tend ... Read the full article
Verisk launches US data centre database to help insurers assess growing AI infrastructure risks
3rd September 2026
Verisk, a strategic data analytics and technology partner serving the global insurance industry, has introduced a new US Data Center Exposure Database aimed at helping insurers, reinsurers and brokers assess the growing concentration of physical assets associated with data centre infrastructure. The database, developed by Verisk, covers more than 2,500 data ... Read the full article
Marsh addresses digital infrastructure risks with new $10bn property insurance exchange
26th August 2026
Marsh, an insurance and reinsurance broker and risk advisor, has announced the launch of Stratus, a property insurance exchange for operational digital infrastructure risks, including data centres and associated critical support systems. Stratus will provide access to up to $10 billion in property insurance capacity on a single-placement basis through the ... Read the full article
Ian Newman to lead Gallagher Re’s new Digital Risk Practice
19th August 2026
Global reinsurance broking and advisory firm Gallagher Re has launched its Digital Risk Practice, bringing together specialist expertise in AI liability, data centres, cyber and digital risk engineering to help insurers and reinsurers “understand, quantify and manage” evolving technology-related risks, with Ian Newman serving as Global Head of Digital Risk ... Read the full article





